Qualified Medical Expenses

This list is not all-inclusive.

  • AA meetings, transportation to
  • Acupuncture
  • Alcoholism treatment
  • Ambulance
  • Arthritis gloves
  • Artificial limbs
  • Artificial teeth
  • Bandages, for torn or injured skin
  • Batteries
  • Blood-pressure monitoring devices
  • Blood-sugar test kits and test strips
  • Body scans
  • Braille books and magazines
  • Breast pumps
  • Breast reconstruction surgery following mastectomy
  • Cancer screenings
  • Carpal tunnel wrist supports
  • Chelation therapy
  • Chiropractors
  • Cholesterol test kits
  • Circumcision
  • Co-insurance amounts
  • Condoms
  • Contact lenses, materials, and equipment
  • Co-payments
  • CPAP (continuous positive airway pressure) devices
  • Crutches
  • Deductibles
  • Dental sealants
  • Dentures and denture adhesives
  • Diabetic supplies
  • Diagnostic items/services
  • Drug addiction treatment
  • Drug overdose, treatment of
  • Durable medical equipment
  • Ear plugs
  • Eye examinations, eyeglasses, equipment, and materials
  • First aid kits
  • Flu shots
  • Fluoridation services
  • Gauze pads
  • Glucose-monitoring equipment
  • Guide dog
  • Hearing aids
  • Hospital services
  • Humidifier
  • Immunizations
  • Incontinence supplies
  • Insulin
  • Laboratory fees
  • Lactation consultant
  • Laser eye surgery, Lasik
  • Latex gloves
  • Lice treatment
  • Liquid adhesive for small cuts
  • Lodging at a hospital or similar institution
  • Masks, disposable
  • Mastectomy-related special bras
  • Medical alert bracelet or necklace
  • Medical monitoring and testing devices
  • Medical records charges
  • Midwife
  • Motion sickness wristbands
  • Norplant insertion or removal
  • Obstetrical expenses
  • Occlusal guards to prevent teeth grinding
  • Occupational therapy
  • Online or telephone consultation
  • Operations, non-cosmetic
  • Optometrist
  • Organ donors
  • Orthodontia
  • Orthopedic shoe inserts
  • Osteopath fees
  • Ovulation monitor
  • Oxygen
  • Physical exams
  • Physical therapy
  • Pregnancy test kits
  • Preventive care screenings
  • Prosthesis
  • Psychiatric care
  • Radial keratotomy
  • Reading glasses
  • Rehydration solution
  • Rubbing alcohol
  • Safety glasses
  • Screening tests
  • Shipping and handling fees
  • Sleep-deprivation treatment
  • Smoking-cessation programs
  • Speech therapy
  • Sterilization procedures
  • Stop-smoking program
  • Supplies to treat medical condition
  • Support braces
  • Surgery
  • Taxes on medical services and products
  • Telemedicine
  • Telephone equipment for persons with hearing or speech disabilities
  • Thermometers
  • Transplants
  • Transportation expenses for person to receive medical care
  • Tuition evidencing separate breakdown for medical expenses
  • Vaccines
  • Vasectomy
  • Vasectomy reversal
  • Viagra
  • Vision correction procedures
  • Walkers
  • Wheelchair
  • X-ray fees

This list is not all-inclusive.

  • Acne treatment 
  • Activity tracker 
  • Acupressure 
  • Adaptive equipment 
  • Air conditioner 
  • Air purifier 
  • Allergy medicine 
  • Allergy treatment products other than medicine 
  • Alternative healers 
  • Analgesics 
  • Antacids 
  • Antibiotic ointments 
  • Antihistamines 
  • Anti-itch creams 
  • Aspirin 
  • Asthma delivery devices and medications 
  • Automobile modifications 
  • Bactine 
  • Behavioral modification programs 
  • Birth-control pills 
  • Birthing classes 
  • Blood storage 
  • Books, health-related 
  • Breastfeeding supplies 
  • Calamine lotion 
  • Calcium supplements 
  • Capital expenses 
  • Car modifications 
  • Childbirth classes 
  • Chinese herbal practitioners 
  • Chondroitin 
  • Classes, health-related 
  • Club dues and fees 
  • COBRA premiums 
  • Cold medicine 
  • Cold/hot packs 
  • Cold sore medicine 
  • Compression hose 
  • Contraceptives 
  • Cough suppressants 
  • Counseling 
  • Crowns, dental 
  • Dancing lessons 
  • Decongestants 
  • Dental services and procedures 
  • Dermatology 
  • Diabetic socks 
  • Diaper rash ointments and creams 
  • Diapers or diaper service 
  • Diarrhea medicine 
  • Dietary supplements 
  • Disabled dependent care expenses 
  • DNA collection and storage 
  • Doula 
  • Drugs and medicines 
  • Dyslexia treatment 
  • Ear wax removal drops 
  • Eczema treatments 
  • Egg donor fees 
  • Eggs and embryos, storage fees 
  • Elevator 
  • Exercise equipment or programs 
  • Expectorants 
  • Eye drops 
  • Fertility treatments 
  • Fever-reducing medications 
  • Fiber supplements 
  • First aid cream 
  • Fitness programs 
  • Fluoride rinses 
  • Food thickeners 
  • Foods 
  • Foreign countries, medical care received in 
  • Gastric bypass surgery & including excess skin removal 
  • Gambling problem, treatment for 
  • Genetic testing and counseling 
  • Glucosamine 
  • Hair removal and transplants 
  • Hand sanitizer 
  • Headache medications 
  • Health club fees 
  • Health institute fees 
  • Hemorrhoid treatments 
  • Herbs 
  • HMO premiums 
  • Holistic or natural healers 
  • Home health care 
  • Home improvements (such as exit ramps, widening doorways, etc.) 
  • Hormone replacement therapy 
  • Human guide 
  • Hydrotherapy 
  • Hypnosis 
  • Inclinator 
  • Infant formula 
  • Infertility treatments 
  • Insect-bite creams and ointments 
  • Insect repellent 
  • Insurance premiums 
  • IVF (in vitro fertilization) 
  • Lactose intolerance tablets 
  • Lamaze classes 
  • Language training 
  • Laxatives 
  • Lead-based paint removal 
  • Learning disability, instructional fees 
  • Legal fees, general 
  • Legal fees in connection with fertility treatments 
  • Lip products, medicated 
  • Lodging not at a hospital or similar institution 
  • Lodging of a companion 
  • Long-term care insurance premiums 
  • Long-term care services 
  • Massage therapy 
  • Mattresses 
  • Meals at a hospital or similar institution 
  • Medical conference admission, transportation, meals, etc. 
  • Medicines and drugs 
  • Menstrual pain relievers 
  • Mentally handicapped, special home for 
  • Mineral supplements 
  • “Morning-after” contraceptive pills 
  • Motion sickness pills 
  • Nasal strips or sprays 
  • Naturopathic healers 
  • Nicotine gum or patches 
  • Nonprescription drugs and medicines 
  • Nursing services provided by a nurse or other attendant 
  • Nutritional supplements 
  • Nutritionist’s professional expenses 
  • Omega-3 supplements 
  • Orthopedic shoes 
  • Over-the-counter (OTC) drugs 
  • Pain relievers (Examples: Advil, Aspirin, Tylenol) 
  • Personal trainer fees 
  • Petroleum jelly 
  • Prenatal vitamins 
  • Prescription drugs 
  • Probiotics 
  • Propecia 
  • Psychoanalysis 
  • Psychologist 
  • Rental cars 
  • Rental fee, for equipment 
  • Retin-A 
  • Rogaine 
  • Schools and education, residential 
  • Schools and education, special 
  • Scooter, electric 
  • Service animal, to assist individual with mental health disabilities 
  • Sexual dysfunction 
  • Sinus medications 
  • Smoking-cessation medications 
  • Special foods 
  • Sperm, storage fees 
  • Spermicidal foam 
  • St. John’s Wort 
  • Stem cell, harvesting and/or storage of 
  • Student health fee 
  • Sunburn creams and ointments, medicated 
  • Sunglasses 
  • Sun-protective (SPF) clothing 
  • Sunscreen 
  • Sunscreen, cosmetics or similar products with 
  • Swimming lessons 
  • Swimming pool maintenance 
  • Therapy 
  • Throat lozenges 
  • Toothache and teething pain relievers 
  • Transportation of someone other than the person receiving medical care 
  • Transportation to and from a medical conference 
  • Treadmill 
  • Tuition for special-needs program 
  • Ultrasound, prenatal 
  • Umbilical cord blood storage 
  • Varicose veins, treatment of 
  • Veterinary fees 
  • Vitamins 
  • Wart remover treatments 
  • Weight-loss programs and/or drugs prescribed to induce weight loss 
  • Wigs 
  • Yeast infection medications 

This list is not all-inclusive.

  • Babysitting and child care
  • Car seats
  • Christian Science practitioners
  • Cologne
  • Controlled substances in violation of federal law
  • Cosmetic procedures
  • Cosmetics
  • CPR classes
  • Dental floss
  • Deodorant
  • Dependent care expenses
  • Diet foods
  • Drug testing kits for home use
  • Ear piercing
  • Electrolysis or hair removal
  • Face creams
  • Face lifts
  • Feminine hygiene products
  • Founder’s fee
  • Funeral expenses
  • Hair colorants
  • Hand lotion
  • Household help
  • Illegal operations and treatments
  • Laser hair removal
  • Late fees (for late payment of medical bills)
  • Lipsticks
  • Lodging while attending a medical conference
  • Makeup
  • Marijuana or other controlled substances in violation of federal law
  • Maternity clothes
  • Meals not at a hospital or similar institution
  • Meals of a companion
  • Meals while attending a medical conference
  • Missed appointment fees
  • Moisturizers
  • Mouthwash
  • Nail polish
  • Nursing services for a baby
  • Perfume
  • Permanent waves
  • Prepayments
  • Prescription drug discount programs
  • Prescription drugs and medicines obtained from other countries
  • Recliner chairs
  • Shampoos
  • Shaving cream or lotion
  • Skin moisturizers
  • Soaps
  • Suntan lotion without sunscreen
  • Surrogate or gestational carrier expenses
  • Tanning salons and equipment
  • Teeth whitening
  • Toiletries
  • Toothbrushes
  • Toothpaste
  • Transportation costs of disabled individual commuting to and from work
  • Veneers
  • Vision discount programs
  • Warranties
  • YMCA day camp

It is the responsibility of the HSA account owner to provide proof that HSA funds were spent in accordance with IRS regulations and guidelines.  The IRS website provides information regarding Qualified Medical Expenses & Not Qualified Medical Expenses.  The IRS may request receipts or documentation from the HSA account owner to show the appropriate use of HSA funds, in the case of an IRS audit. MotivHealth is not responsible to review any submitted documentation regarding the usage of your HSA funds.

MotivHealth does not provide legal, financial, or tax advice.

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Introduction to HSAs

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HSAs provide amazing advantages to individuals and families of all income levels—particularly as vehicles to build “rainy day” medical savings and reduce the financial impact of medical bills. While there’s a lot to know about HSAs, let’s start with the basics. What...

​Copyright © 2020 MotivHealth Insurance Company. All Rights Reserved | Privacy Policy

​Copyright © 2020 MotivHealth Insurance Company.
All Rights Reserved | Privacy Policy

Steps Program Basics


Why Participate: So, you and your covered spouse can earn $1 for each day you walk 8,000 or more steps up to 20 days a month. All incentives earned this way are deposited into your HSA.

How to Participate: Create your MotivHealth member account. Sync an eligible device (Garmin, Fitbit, or Apple) and walk your way to $1 a day.

Who’s Eligible: You, the policy holder and a covered spouse.

Rx Program Basics


Why Participate: Spending $200 or more on prescriptions each month? We can help you eliminate or significantly lower your out-of-pocket costs.

How to Participate: Simply call one of our Prescription Benefit Analysts:
(385) 247-1030

Who’s Eligible: You, the policyholder and your covered dependents.

Prompt Pay Program Basics


Why Participate: Save between $250-$3,000 on out-of-pocket costs on planned medical procedures.

How to Participate: Simply call us before your scheduling your procedure, and we'll help you find a participating Prompt Pay facility / provider.

Who's Eligible: You, the policyholder and your covered dependents.

Price Transparency Tool Basics


Why Participate: Lower your out-of-pocket costs by empowering yourself to take charge of your healthcare.

How to Participate: Our Price Transparency Tool is accessed via your member portal. Simply create your account and click "Find Care."

Who's Eligible: You, the policyholder and your covered dependents with member accounts can access this tool.

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