The Power of an HSA

HSAs are incentivizing vehicles that drive healthcare consumerism. As a personal health savings account, HSAs provide unique tax advantages, promote cost-awareness and encourage consumers to consider value in their healthcare decision-making. Once adopted, HSAs cultivate attitude and behavioral changes that drive increased engagement and reduce unnecessary medical cost.  So why should you adopt an HSA approach? Because HSAs have the power to lower costs, provide better benefits, and reward smart health decisions.

Introduction to HSAs

Why HSAs Work

HSA Contributions

The HSA Advantage

Maximize My HSA

My HSA Debit Card 

MotivHealth HSA

HSA FAQs

Introduction to HSAs

Why HSAs Work

HSA Contributions

The HSA Advantage

Maximize My HSA

My HSA Debit Card

MotivHealth HSA

HSA FAQs

Your money, your way.

Use HSA funds for you or your dependents, for medical, dental, vision, prescriptions, and more. HSA funds always belong to you. They never expire, and remain accessible even in the event of a job change or retirement.

Health security.

HSAs provide financial flexibility. They offer tax advantages, promote savvy healthcare decision making, and encourage financial growth. No traditional health insurance offers these benefits.

Incentives & rewards.

HSA funds accrue interest tax-free, and can be invested. Once the account holder turns 65, HSAs act like a 401(k) in that funds deposited can be withdrawn for non-qualified medical expenses and are only be subjected to your current income tax rate.

Using Your HSA Towards Retirement

Using Your HSA Towards Retirement

There’s a very simple, effective method to save for retirement: being consistent with your savings and starting early. And take advantage of the wisest investment opportunities by maximizing tax-advantaged savings platforms, like a health savings account—or HSAs. On...

Good News for HSA Holders with Chronic Conditions

Good News for HSA Holders with Chronic Conditions

2019 brought us some pretty cool things: Baby Yoda The first-ever image of a black hole A World Cup win for the U.S. Women’s National Soccer Team An expansion of preventive care benefits for people with HSA-qualified high-deductible health plans True, number four may...

Using Your HSA Towards Retirement

Using Your HSA Towards Retirement

There’s a very simple, effective method to save for retirement: being consistent with your savings and starting early. And take advantage of the wisest investment opportunities by maximizing tax-advantaged savings platforms, like a health savings account—or HSAs. On...

Steps Program Basics


Why Participate: So, you and your covered spouse can earn $1 for each day you walk 8,000 or more steps up to 20 days a month. All incentives earned this way are deposited into your HSA.

How to Participate: Create your MotivHealth member account. Sync an eligible device (Garmin, Fitbit, or Apple) and walk your way to $1 a day.

Who’s Eligible: You, the policy holder and a covered spouse.

Rx Program Basics


Why Participate: Spending $200 or more on prescriptions each month? We can help you eliminate or significantly lower your out-of-pocket costs.

How to Participate: Simply call one of our Prescription Benefit Analysts:
(385) 247-1030

Who’s Eligible: You, the policyholder and your covered dependents.

Prompt Pay Program Basics


Why Participate: Save between $250-$3,000 on out-of-pocket costs on planned medical procedures.

How to Participate: Simply call us before your scheduling your procedure, and we'll help you find a participating Prompt Pay facility / provider.

Who's Eligible: You, the policyholder and your covered dependents.

Price Transparency Tool Basics


Why Participate: Lower your out-of-pocket costs by empowering yourself to take charge of your healthcare.

How to Participate: Our Price Transparency Tool is accessed via your member portal. Simply create your account and click "Find Care."

Who's Eligible: You, the policyholder and your covered dependents with member accounts can access this tool.

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