SmartPay
Save an average of $2500 per procedure
and earn an incentive ranging from $100-$3000.
SmartPay
Save an average of $2500 per procedure, and earn an incentive ranging from $100-$3000.
SmartPay Discounts
Through our SmartPay program, MotivHealth partners with specific providers and facilities to offer discounted rates for certain planned medical procedures. Simply put, it’s a way for you to pay less for the care you need.
*Numbers based on average savings.
$1,400*
Average savings for a colonoscopy when using a SmartPay facility:
Average Facility Cost: $2193
Average SmartPay Facility Cost: $1043
Shared Savings Incentive: $250
*Numbers based on average savings.
$1,400*
Average savings for a colonoscopy when using a SmartPay facility:
Average Facility Cost: $2193
Average SmartPay Facility Cost: $1043
Shared Savings Incentive: $250
*Numbers based on average savings.

Procedure coming up?
Members with a planned medical procedure can earn an incentive between $100-$3000* by using our SmartPay program. See if your medical procedure qualifies: 844-234-4472
*Numbers based on average savings.
Our members pay less.
For many common procedures, our members get a lower price. In the example, by using SmartPay, one member saved thousands on a knee replacement and received an incentive of $3000.


Our members pay less.
For many common procedures, our members get a lower price. In the example, by using SmartPay, one member saved thousands on a knee replacement and received an incentive of $3000.

Does your procedure qualify?
MRI, CT Scan, Colonoscopy, Hernia Repair, Shoulder Surgery, Knee Surgery, Hysterectomy, Joint Replacement, Heart Bypass, Gallbladder Removal and more* are SmartPay eligible. Just give us a call! 844-234-4472
*If your procedure isn’t mentioned, our personal health assistants may still be able to find you a discounted rate.
SmartPay FAQs
How do I participate?
Call a Personal Health Assistant (PHA) at 844-234-4472 before any procedure to see if it qualifies. PHAs can help you get your procedure scheduled.
How do I know if my procedure is eligible?
If your procedure is not listed in the common procedures above, call one of our Personal Health Assistants (PHAs) at 844-234-4472 to see if it is eligible and if we can help you find a discounted rate.
Should I be worried about quality?
No. We help you find the best care at the best price. There are many factors (ie. marketing, geographical convenience, etc.) that play into a provider / facility’s costs. High cost does not equate to high quality.
Do I need to pay in advance or on the day of service?
Whether or not you need to pay in advance / on the day of service depends on the procedure or provider selected. Not all procedures require upfront payment. To find out if your procedure is SmartPay eligible and how to proceed with payment, call one of our Personal Health Assistants (PHAs) at 844-234-4472 before your procedure.
How can I use the MotivAdvance program to pay for my procedure?
If you are an HSA-eligible member whose SmartPay-eligible procedure requires upfront payment, and you need help with the cost, you can utilize the MotivAdvance program. MotivAdvance offers a consumer loan which MotivHealth issues to cover SmartPay-eligible procedures that require upfront payment when members are unable to pay in advance or on the day of service. For further information about the MotivAdvance program, click here or call a Personal Health Assistant (PHA) at 844-234-4472.
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MotivHealth Insurance Company
844-234-4472 | MEMBERS MEDICAL
South Jordan, UT 84095
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