Please note the publication date of this article. Some information may be out-of-date as  Coronavirus news and recommendations change quickly. For more information, read recent updates here or visit

Last year, the Internal Revenue Service (IRS) added 14 items and services for a range of chronic conditions to its list of preventive care benefits that are considered qualified medical expenses. Now, amid growing national concern about the Novel Coronavirus (COVID-19), the IRS has announced that high deductible health plans can be used to pay for both testing and treatment of the virus. The IRS’s quick response should reassure HSA participants during a time of heightened anxiety.

Notice 2020-15 confirms that an individual can use their HDHP for COVID-19 testing, stating in part:

“Part of the response to COVID-19 is removing barriers to testing for and treatment of COVID-19. Due to the nature of this public health emergency, and to avoid administrative delays or financial disincentives that might otherwise impede testing for and treatment of COVID-19 for participants in HDHPs, this notice provides that all medical care services received and items purchased associated with testing for and treatment of COVID-19 that are provided by a health plan without a deductible, or with a deductible below the minimum annual deductible otherwise required under 2 section 223(c)(2)(A) for an HDHP, will be disregarded for purposes of determining the status of the plan as an HDHP.”

In other words? HDHPs can cover the cost of testing and treatment of the Coronavirus before deductibles have been met. As of March 11, 118,162 cases in 113 countries had been confirmed, including 1,215 cases in the 43 jurisdictions of the U.S.

View the full IRS notice here. For more information on safety measures, visit the Centers for Disease Control and Prevention.

For more information on the Coronavirus, visit:



Steps Program Basics

Why Participate: So, you and your covered spouse can earn $1 for each day you walk 8,000 or more steps up to 20 days a month. All incentives earned this way are deposited into your HSA.

How to Participate: Create your MotivHealth member account. Sync an eligible device (Garmin, Fitbit, or Apple) and walk your way to $1 a day.

Who’s Eligible: You, the policy holder and a covered spouse.

Rx Program Basics

Why Participate: Spending $200 or more on prescriptions each month? We can help you eliminate or significantly lower your out-of-pocket costs.

How to Participate: Simply call one of our Prescription Benefit Analysts:
(385) 247-1030

Who’s Eligible: You, the policyholder and your covered dependents.

Prompt Pay Program Basics

Why Participate: Save between $250-$3,000 on out-of-pocket costs on planned medical procedures.

How to Participate: Simply call us before your scheduling your procedure, and we'll help you find a participating Prompt Pay facility / provider.

Who's Eligible: You, the policyholder and your covered dependents.

Price Transparency Tool Basics

Why Participate: Lower your out-of-pocket costs by empowering yourself to take charge of your healthcare.

How to Participate: Our Price Transparency Tool is accessed via your member portal. Simply create your account and click "Find Care."

Who's Eligible: You, the policyholder and your covered dependents with member accounts can access this tool.

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