Although valuable, health insurance coverage has become so costly that it consumes the average working American’s income. A new report by The Commonwealth Fund shows health insurance premiums and deductibles have been rising faster than median incomes across all states. 

What does this mean? As coverage becomes increasingly unaffordable, many workers and families are at risk of being underinsured and are less likely to seek necessary care in an effort to lower out-of-pocket costs.

MotivHealth lets you take charge of your healthcare costs. How? Well, we expose healthcare prices and we focus on offering HSA-based plans along with unique member programs that let you save on healthcare costs now while building health savings for the future. 

One of the biggest factors we’ve found in rising healthcare costs is the lack of price transparency within the market. People simply don’t know what their healthcare costs are going to be and therefore can’t make cost-effective decisions. 

MotivHealth works to expose healthcare prices so that members can both prepare for their medical expenses and find the best care at the best price. Finding lower-cost options of care allows members to save thousands on out-of-pocket costs.  (Read more on price transparency.)

Not only that, but through an HSA-based plan, MotivHealth members are rewarded for making smart healthcare decisions. Here’s how:

An HSA plan is a high deductible health plan (HDHP) paired with an HSA, a personal health savings account that can be used to pay for all qualified medical expenses. With this type of health plan, members pay lower monthly premiums and can use their HSA funds to pay for current and future medical costs. (Read more on the advantages of an HSA-based plan.)

Along with an HSA plan, our member programs offer valuable saving opportunities and ways to earn additional HSA dollars. For example, through our Steps Program, members can earn up to $250 per year just by walking! On top of that, members can save thousands on medical procedures by utilizing our Prompt Pay Program. (Read more on MotivHealth Member Programs.)

Bottom line, you don’t have to drown in healthcare costs every year. At MotivHealth, we’re your advocate. We help you save for both now and the future, and we keep your hard-earned money in your pockets (where it should be). 

Learn more about how MotivHealth can help you. Call us at: 844-234-4472

Steps Program Basics


Why Participate: So, you and your covered spouse can earn $1 for each day you walk 8,000 or more steps up to 20 days a month. All incentives earned this way are deposited into your HSA.

How to Participate: Create your MotivHealth member account. Sync an eligible device (Garmin, Fitbit, or Apple) and walk your way to $1 a day.

Who’s Eligible: You, the policy holder and a covered spouse.

Rx Program Basics


Why Participate: Spending $200 or more on prescriptions each month? We can help you eliminate or significantly lower your out-of-pocket costs.

How to Participate: Simply call one of our Prescription Benefit Analysts:
(385) 247-1030

Who’s Eligible: You, the policyholder and your covered dependents.

Prompt Pay Program Basics


Why Participate: Save between $250-$3,000 on out-of-pocket costs on planned medical procedures.

How to Participate: Simply call us before your scheduling your procedure, and we'll help you find a participating Prompt Pay facility / provider.

Who's Eligible: You, the policyholder and your covered dependents.

Price Transparency Tool Basics


Why Participate: Lower your out-of-pocket costs by empowering yourself to take charge of your healthcare.

How to Participate: Our Price Transparency Tool is accessed via your member portal. Simply create your account and click "Find Care."

Who's Eligible: You, the policyholder and your covered dependents with member accounts can access this tool.

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